- Discover Plan B
- Request your login
- Start your plan
Your Job is Plan A.
Your Freedom is Plan B.
A free money planner that gives every dollar of your paycheck a job, and maps your path to buying back your time.

A real screen from the app, with sample numbers.
Most of us were taught to trade time for money.
Work 40 hours a week, for 40 years, to maybe retire on 40% of what wasn't enough in the first place. That's the Trap.
Your paycheck is capital. Your free time is leverage.
An income equivalency for illustration. Actual time freedom depends on whether extra income lets you reduce working hours.
Three steps to your Plan B.
Request free access
A short form. About a minute.
Get your login
We review every request and email you, usually within 1–2 business days.
Start your plan
Give your paycheck seven jobs and follow your Freedom Path.
Quick answers
Is it free?
Yes. The core planner is free. Some optional upgrades are offered inside the app, always clearly labeled before you decide.
Do I connect my bank?
No. The CEO Engine never connects to your bank and never moves money. You enter your own numbers.
Who can see my numbers?
Your plan is private to your login. To support your training, Plan B Wealth Strategies can see your progress (steps and lessons completed), but never your dollar amounts or notes. See the Privacy Policy.
You don't need permission.
You just need to start.
Take the first step toward your Plan B today.
Rather talk it through first? Book a free consultation.
Disclosure: Terance Thomas, California licensed insurance producer, License #0I72496 (Life). Insurance products are offered by Terance Thomas individually, under his own license, and he may be compensated if you purchase one. Buying a product is never required to use the CEO Engine or its lessons.